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What Is Land Transfer Tax?

Land Transfer Tax is a one-time tax paid to the provincial or municipal government when a property changes ownership. It is usually calculated as a percentage of the purchase price or the fair market value.The revenue from this tax supports public services, infrastructure, and housing programs. While it adds to the cost of buying a home, understanding it upfront helps make the process smoother.

Who Pays Land Transfer Tax?

The buyer is responsible for paying the Land Transfer Tax. It is due in full at closing and cannot be added to the mortgage. In most provinces, lawyers or notaries typically handle the payment to ensure the property title can be legally transferred.

Want to know how much you’ll pay? Use our Land Transfer Tax Calculator to get your exact estimate instantly.

Get Your Tax Estimate

At Wiltshire Realty Inc. Brokerage we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment.

Because we expect more from our associates, you can expect more from us when it comes to the important sale or purchase of your property. When it comes to your next move, we want you to experience the difference exceptional real estate service can make.

How much Land Transfer Tax will you Pay?

Rates vary by province — and sometimes by municipality — and most use a tiered system where different portions of your purchase price are taxed at different percentages.

Select province from the drop-down to see detailed rate brackets and calculations.

Find Out How much you’ll pay

Ontario charges a tiered provincial Land Transfer Tax. If you’re buying a home in Toronto, a municipal Land Transfer Tax applies in addition to the provincial tax and mirrors the same tiered structure.

Tax Calculation:

0.5% on the first $55,000
1.0% on $55,001 - $250,000
1.5% on $250,001 - $400,000
2.0% on $400,001 - $2,000,000
2.5% on amounts over $2,000,000 (one or two single-family residences)

British Columbia charges a tiered Property Transfer Tax on residential properties.

Tax Calculation:

1% on the first $200,000
2% on $200,0001 - $2,000,000
3% above $2,000,000
Additional 2% on the portion of residential value over $3,000,000

Quebec applies a tiered Welcome Tax

Tax Calculation:

0.5% on the first $61,500
1.0% on $61,501 - $307,800
1.5%on amounts over $307,800

Alberta does not charge a Land Transfer Tax; instead, buyers pay Land Titles Registration Fees.

Tax Calculation:

$50 base fee + $5 for every $5,000 (or portion) of property value

Saskatchewan charges Title Transfer Fees instead of a Land Transfer Tax

Tax Calculation:

No fee for title values up to $500
$25 flat fee for title values $500.01–$6,300
0.4%of the title value for amounts over $6,300

Manitoba applies a sliding scale based on the property purchase price.

Tax Calculation:

0% on the first $30,000
0.5% on $30,001 - $90,000
1.0% on $90,001 - $150,000
1.5% on $150,001 - $200,000
2.0% on amounts above $200,000

Nova Scotia’s Deed Transfer Tax rate varies by municipality

Tax Calculation:

0.5% - 1.5% of the purchase price
Additional 10% for provincial non-resident buyers

New Brunswick applies a flat transfer tax.

Tax Calculation:

1% of the purchase price or assessed value (whichever is greater)

Prince Edward Island charges a flat transfer tax.

Tax Calculation:

1% of the greater of the purchase price or assessed value
No tax if the property value is below $30,000

Newfoundland & Labrador charges a Registration of Deeds fee in place of a land transfer tax

Tax Calculation:

$100 flat fee for property values under $500
$100 + $0.40 for every $100 above $500 for value above $500

Yukon applies Title Transfer Fees based on the property value at the time of transfer.

Tax Calculation:

$50 for values under $100,000
$150 for values from $100,000 to $499,999
$350 for values from $500,000 to $2,999,999
$550 for values from $3,000,000 to $9,999,999
$750 values $10,000,000 and above

The Northwest Territories charges Land Titles Fees rather than a transfer tax.

Tax Calculation:

$1.50 per $1,000 (minimum $100) for properties under $1,000,000
$1,500 + $1 per $1,000 above $1,000,000 for properties over $1,000,000

Nunavut charges registration fees instead of a Land Transfer Tax.

Tax Calculation:

$1.50 per $1,000 (minimum $60) for properties under $1,000,000
$1,500 + $1 per $1,000 above $1,000,000 for properties over $1,000,000

Ready to See What Fits Your Budget? Explore Wiltshire Realty Inc. Brokerage ’s featured listings to understand price ranges and plan your home-buying budget.

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Land Transfer Tax Rebate

Some provinces offer rebates or incentives for first-time homebuyers. These rebates can reduce or partially cover the Land Transfer Tax on eligible properties, depending on the province and the purchase price. Reach out to Wiltshire Realty Inc. Brokerage to learn more about available rebates and how they may apply to your home purchase.

Looking for help with your Land Transfer Tax Rebate application?

Check Rebate Eligibility

Who is eligible?

Canadian citizen and permanent resident
18+ years old
First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
Plan to occupy the home as your principal residence within 9 months

How much can you get?

Ontario: Up to $4,000
Toronto: Up to $4,475 in addition to the Ontario rebate
British Columbia: Full exemption for homes up to $500,000
Other provinces vary; check your local rules

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Land Transfer Tax Details

Land Transfer Tax

Purchasers in most large Canadian cities can add Land Transfer Taxes to their list of closing costs. Unless you live in Alberta, Saskatchewan, or rural Nova Scotia, land transfer taxes (or property purchase tax) are part of the deal. These taxes, levied on properties that are changing hands, are the responsibility of the purchaser. Depending on where you live, taxes can range from half of a percent to two percent of the total purchase price.

Many provinces have multi-tiered taxation systems that can be complicated. For example, if you purchase a property for $300,000 in Ontario, 0.5% is charged on the first $55,000, 1% is charged on $55,000 - $250,000, while the $250,000 - $400,000 range is taxed at 1.5%. Your total tax bill? $2,975.00.

The following chart illustrates Land Transfer Taxes by province.

ONTARIO

Land Transfer Tax (go to calculator)
Up to $55,000 X 0.5% of total purchase price
From $55,000 to $250,000 X 1% of total purchase price
From $250,000 to $400,000 X 1.5% of total purchase price
From $400,000 up X 2% of total purchase price

BRITISH COLUMBIA

Property Purchase Tax
Up to $200,000 X 1% of total purchase price
From $200,000 up X 2% of total purchase price

MANITOBA

Land Transfer Tax
Up to $30,000 N/A
From $30,000 to $90,000 X 0.5% of total purchase price
From $90,000 to $150,000 X 1% of total purchase price
From $150,000 up X 1.5% of total purchase price

QUEBEC

Transfer Tax
Up to $50,000 X 0.5% of total purchase price
From $50,000 to $250,000 X 1% of total purchase price
From $250,000 up X 1.5% of total purchase price

Halifax Metro

1.5% on total purchase price

Outside HalifaxCounty

Check with local municipality.

Have Questions?

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BUYER

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Wiltshire Realty Inc. Brokerage

Your Land Transfer Tax Guide By Wiltshire Realty Inc. Brokerage

How much Land Transfer Tax will you Pay?

Calculate Your Land Transfer Tax Instantly

Ready to See What Fits Your Budget? Explore Wiltshire Realty Inc. Brokerage ’s featured listings to understand price ranges and plan your home-buying budget.

Land Transfer Tax Rebate

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Land Transfer Tax Details

The following chart illustrates Land Transfer Taxes by province.

Have Questions?

Enter PIN Code